Personalised pension advice, tailored to your individual needs. Rated excellent by clients.

Retire with peace of mind by getting FCA-regulated pension advice from the comfort of your home. If you already have the best option, we'll tell you, free of charge.

Excellent communication

5 Stars

Using My Pension Expert has taken all the worry out of deciding what pension is best for me.

- Sandra Coleman

Very happy with service provided

5 Stars

Very happy with service provided, straight forward and running like clockwork, I will recommend My Pension Expert to all my friends.

- Martin Naylor

Well informed and helpful staff

5 Stars

Well-informed staff. I was kept in the picture throughout the process. I was given all the relevant details and options, so I could make up my own mind without being pressured into having a specific pension product.

- Pat

Good experience at a stressful time

5 Stars

Good experience at a stressful time talked me through it and explained everything clearly would recommend highly. A big thank you to the team

- Mr. Harris

My Pension Expert explained everything…

5 Stars

My Pension Expert explained everything in language I could understand which made my decisions much easier. I was kept informed of the progrress all the way through and this put my mind at rest.

- P Greenham

I was was very impressed with the speed…

5 Stars

I was was very impressed with the speed and efficiency the advisors took to process my application from start to finish and how things were explained to me to make the process simple to understand.all in all an excellent service.

- Mikey

Excellent communication

5 Stars

Using My Pension Expert has taken all the worry out of deciding what pension is best for me.

- Sandra Coleman

Very happy with service provided

5 Stars

Very happy with service provided, straight forward and running like clockwork, I will recommend My Pension Expert to all my friends.

- Martin Naylor

Well informed and helpful staff

5 Stars

Well-informed staff. I was kept in the picture throughout the process. I was given all the relevant details and options, so I could make up my own mind without being pressured into having a specific pension product.

- Pat

Good experience at a stressful time

5 Stars

Good experience at a stressful time talked me through it and explained everything clearly would recommend highly. A big thank you to the team

- Mr. Harris

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Help us get to know you and your pension pot a little better. This will help us give you more accurate quotes and advice.

We'll be in touch shortly

A member of our team will respond to your enquiry within 24 hours.

Free Initial Call with no strings attached

We’ll learn more about your goals and situation.

Our professional, qualified advisers are authorised to give regulated financial advice

We'll connect you with one of our own advisers who will work with you to find the best solution for your needs.

Over £345 Million in Fund Transfers in 2025

In 2025 we helped thousands of people, just like you, get the most out of their retirement income – totalling over £345 Million in fund transfers.

Why My Pension Expert?

Compare rates from the leading UK providers. Our FCA regulated advisors will recommend a product from our panel of trusted providers.

Get impartial, regulated advice on the pension plan that's right for you. We'll help you understand your options and make the best decision for your future, with no pressure to proceed.

In 2025, we helped thousands of people to get the most out of their retirement savings,with £345M million in fund transfers.

Understanding your options

Retirement is a big decision, and it's important to understand your options so you can choose the best plan for you. My Pension Expert will discuss our carefully selected providers and help you to understand the correct option to suit you. We will recommend a product that meets your income and capital needs in retirement. We may recommend more than one product.

Lifetime annuity

A lifetime annuity provides you with a secure, fixed, regular income for the rest of your life. The amount of income you receive is calculated at the start of your plan and is influenced by factors such as your age, health, and lifestyle.

Fixed-term annuity

A fixed-term annuity allows you to choose the length of your plan, from three years and upwards. During the term of your annuity, you will receive a fixed amount in income, with the remainder of the fund being available to you as a Guaranteed Maturity Amount at the end of the fixed-term.

Flexible-access Drawdown

Drawdown allows you to control how much income you would like to take from your fund and when. Your fund remains invested with the view to grow it further. However, it's important to remember that whenever you invest funds, your investment can go down as well as up. You should discuss your attitude to risk with your adviser. Invested capital is at risk.

When investing your capital is at risk. Past performance is not a guide to future performance.

If you invest in a Self-Invested Personal Pension (SIPP) or Personal Pension Plan, your pension pot is invested. Your income relies on the performance of your fund. Your fund value may fluctuate and can go down. Your income will depend on the size of the fund, the performance of the fund, the economic climate, and tax legislation.

We are a restricted adviser using a panel of trusted providers to help with pension transfer.